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123 Insurance, Pam Parah-Tobin Agency
and SR Miller Insurance
Our Mission

At 123 Insurance and SR Miller Insurance, Pam Parah-Tobin Agency, each of our clients is unique. That’s why we don’t believe in a “one-size-fits-all” approach to offering insurance.


We provide individual solutions for each of our clients and serve as advocates should you need assistance with your coverage. Get in touch and find out why so many clients have turned to us for help and assurance since we started operating in January 2012.

On September 1, 2023, 123 Insurance Inc, Pam Parah-Tobin Agency acquired SR Miller & Son from Johnson, VT.   We are proud to continue the tradition of excellent family style customer service to VT, NH, and the local community from the same location. We are very happy that Gail Goodwin and Kim Phelps decided to join our team.  From the four-generation foundation of SR Miller & Son, we have created SR Miller Insurance to continue the legacy of the Miller family. 

123 Insurance St. Albans, VT

123 Insurance in St. Albans

S R Miller Insurance Johnson, VT

SR Miller Insurance in Johnson

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